About Us

Make Finance Simplefor Every Indian

Finance need not be hard. With us, it's easy, accessible, and built around your needs.

Life at CreditMitra... Together, we are stronger!

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Vision & Mission

Our Mission

The Mission behind CreditMitra is to provide a solid financial foundation.

To build a strong organization based on our core values of

  • Client First
  • Focused Approach
  • Fairness
  • Dignity & Respect for each stakeholder
  • Teamwork
  • Integrity & Honesty

Our Vision

Our vision is to build a trusted financial services group that empowers millions with accessible, technology-driven financial solutions, creating long-term value for individuals, businesses, and the economy.

Our Core Values

These values guide every decision we make and every product we build.

Trust & Transparency
Trust & Transparency
We believe in complete transparency in all our dealings and building long-term trust with our customers.
Customer First
Customer First
Every decision we make is centered around providing the best possible experience for our customers.
Innovation
Innovation
We continuously innovate to make financial services more accessible and user-friendly for everyone.
Inclusivity
Inclusivity
We're committed to making financial services accessible to every segment of Indian society.

Our Leaders

A team that brings ideas to life

Mr. Murthy Balaji
Mr. Murthy Balaji
Co-Founder & CBO
LinkedIn

Mr. Murthy Balaji is a seasoned financial services professional with extensive cross-functional experience across the banking, insurance, and mutual fund sectors. Over the years, he has been associated with reputed financial institutions, gaining deep expertise in financial products, customer behaviour, and evolving market trends. His core strengths lie in distribution strategy, product operations, and channel development, where he is recognized for his analytical approach and ability to build scalable, process-driven systems.With a comprehensive understanding of India’s retail financial ecosystem and a strong entrepreneurial outlook, Mr. Balaji co-founded CreditMitra with the vision of creating a technology-led platform that seamlessly integrates loans, insurance, and wealth management solutions under a single unified ecosystem.

Mrs. Swapna Rani
Mrs. Swapna Rani
CEO
LinkedIn

Ms. Swapna Rani Eskilla is a technology leader with strong expertise in designing enterprise-grade digital platforms for the financial sector. She holds deep technological capability with sharp financial domain insight to architect scalable, secure, and innovation-driven systems that support rapid business growth. Known for her strategic clarity and entrepreneurial mindset, she consistently aligns technology with long-term business objectives while solving complex challenges with precision. At CreditMitra, she defines the technology roadmap, leads the development of multi-vertical digital infrastructure, and ensures seamless integration of advanced solutions across the platform. Her leadership continues to strengthen CreditMitra’s technology-first foundation and plays a pivotal role in shaping a unified ecosystem for lending, insurance, and wealth management.

Mr. Bighnaraj Barada
Mr. Bighnaraj Barada
Director
LinkedIn

Mr. Bighnaraj is a seasoned financial services professional with deep expertise across banking and fintech enterprises. He has a strong foundation in operations, business strategy, and regulatory compliance, with a proven ability to scale processes and establish governance frameworks across diverse financial verticals. His strategic acumen and operational leadership empower him to steer the organization toward delivering seamless, compliant, and customer-centric financial solutions. He leverages his extensive industry insight to drive CreditMitra’s growth, strengthen institutional processes, and ensure alignment with the company’s long-term vision.

Board of Advisors

Advisor

Arun Kumar Singh

Shri Arun Kumar Singh is a former Senior Central Banker with a strong background in regulation, supervision, enforcement, and IT. As a member of the Union Bank of India, ReBIT, RBI Innovation Hub, and IDRBT boards, he led major policy and technology initiatives.

Advisor

Lalit Satija

Lalit Satija, Founder and Managing Counsel of Prime Legal, is a seasoned expert in corporate law, governance, and compliance with over two decades of experience. He has held senior roles at ArcelorMittal India, Delhi International Airport (GMR Group), and Panalpina India, advising leading businesses on governance and legal risk management.

Careers Background

Careers at CreditMitra

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With CreditMitra, we’re building more than just a fintech platform; we’re shaping the future of money management and access. The company values innovation, transparency, and customer-centric solutions, and we are seeking individuals who share these values. The CreditMitra team offers a unique environment in which you may grow your ideas and develop your career if you are a tech enthusiast, a financial expert, or a creative problem solver.

There are many things we do to cultivate a culture that supports growth and a balance between work and home. From team sports to collaborative activities, we strive to create a culture that maintains both. Join us today and make finance simpler, smarter, and more accessible for you.

Employee Speaks

In each project that I work on at CreditMitra, I am challenged to think differently, and I enjoy the way that there is a strong focus on innovation.

As a result of taking ownership of my work and bringing impactful solutions to the table, I have experienced rapid growth in my career.

The personalised support I've received here makes the experience truly special. I look forward to growing and contributing more in the years to come.

Working at CreditMitra has been a rewarding journey; every project brings new learning, and the supportive culture makes me feel valued every day.

My experience at CreditMitra has helped me grow as a professional and as a person. Each task is challenging, and I appreciate the trust my colleagues place in me.

CreditMitra gives me the chance to take ownership of my work, which has boosted my confidence a lot. My seniors always guide me when needed.

At CreditMitra, we are constantly encouraged to solve problems in better ways and try new approaches. I am grateful to my colleagues for their support.

Lokesh
Lokesh
Graphic Designer
Melbin
Melbin
Product Designer
Manisha
Manisha
Senior Product Manager
Priyesh
Priyesh
AVP Risk & Credit
Rasheed
Rasheed
Product Manager

Life at CreditMitra

Deliver

With a strong bias towards action and personal accountability, we make an enormous difference to ourselves, CreditMitra's vision, and users' financial lives every day.

Grow

Every day is different; we learn new things. People all around us are role models, and we draw inspiration from each other. Great colleagues lead to great learning.

Together

Together, we can do amazing things. All the tech geeks, production guys, and marketers work together to make it happen. We care, share knowledge, and have fun! #togetherwehitharder

Fun

No matter what we do, we always have fun. Whether it's a midday pool game or a foosball match, an offsite in Goa or a post-release party, we work hard and party hard.

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Coming Soon!

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