Get Personal Loan up to ₹5 Lakh in 10 minutes

Apply for an instant personal loan - 100% digital, no hidden terms, and flexible repayment terms. Check your eligibility now!

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Why Choose CreditMitra

Benefits that make us different is by reimagining the loan experience, we've made it faster, more transparent, and tailored to your needs.

Disbursal Within 30 Minutes

Disbursal Within 30 Minutes

Once approved, funds are transferred to your bank account in 15-30 minutes

Flexible Tenure

Flexible Tenure

Choose repayment options up to 90 days to suit your cash flow and convenience.

Safe, Compliant & Certified

Safe, Compliant & Certified

We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.

100% Digital Process

100% Digital Process

Easily apply from your phone or laptop - no branch visits or document prints required.

Flexible Loan Amount

Flexible Loan Amount

From INR 5,000 to INR 5,00,000, borrow as per your requirement

Disbursal Within 30 Minutes

Disbursal Within 30 Minutes

Once approved, funds are transferred to your bank account in 15-30 minutes

Flexible Tenure

Flexible Tenure

Choose repayment options up to 90 days to suit your cash flow and convenience.

Safe, Compliant & Certified

Safe, Compliant & Certified

We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.

100% Digital Process

100% Digital Process

Easily apply from your phone or laptop - no branch visits or document prints required.

Flexible Loan Amount

Flexible Loan Amount

From INR 5,000 to INR 5,00,000, borrow as per your requirement

Disbursal Within 30 Minutes

Disbursal Within 30 Minutes

Once approved, funds are transferred to your bank account in 15-30 minutes

Flexible Tenure

Flexible Tenure

Choose repayment options up to 90 days to suit your cash flow and convenience.

Safe, Compliant & Certified

Safe, Compliant & Certified

We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.

100% Digital Process

100% Digital Process

Easily apply from your phone or laptop - no branch visits or document prints required.

Flexible Loan Amount

Flexible Loan Amount

From INR 5,000 to INR 5,00,000, borrow as per your requirement

Disbursal Within 30 Minutes

Disbursal Within 30 Minutes

Once approved, funds are transferred to your bank account in 15-30 minutes

Flexible Tenure

Flexible Tenure

Choose repayment options up to 90 days to suit your cash flow and convenience.

Safe, Compliant & Certified

Safe, Compliant & Certified

We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.

100% Digital Process

100% Digital Process

Easily apply from your phone or laptop - no branch visits or document prints required.

Flexible Loan Amount

Flexible Loan Amount

From INR 5,000 to INR 5,00,000, borrow as per your requirement

Disbursal Within 30 Minutes

Disbursal Within 30 Minutes

Once approved, funds are transferred to your bank account in 15-30 minutes

Flexible Tenure

Flexible Tenure

Choose repayment options up to 90 days to suit your cash flow and convenience.

Safe, Compliant & Certified

Safe, Compliant & Certified

We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.

100% Digital Process

100% Digital Process

Easily apply from your phone or laptop - no branch visits or document prints required.

Flexible Loan Amount

Flexible Loan Amount

From INR 5,000 to INR 5,00,000, borrow as per your requirement

Disbursal Within 30 Minutes

Disbursal Within 30 Minutes

Once approved, funds are transferred to your bank account in 15-30 minutes

Flexible Tenure

Flexible Tenure

Choose repayment options up to 90 days to suit your cash flow and convenience.

Safe, Compliant & Certified

Safe, Compliant & Certified

We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.

100% Digital Process

100% Digital Process

Easily apply from your phone or laptop - no branch visits or document prints required.

Flexible Loan Amount

Flexible Loan Amount

From INR 5,000 to INR 5,00,000, borrow as per your requirement

Disbursal Within 30 Minutes

Disbursal Within 30 Minutes

Once approved, funds are transferred to your bank account in 15-30 minutes

Flexible Tenure

Flexible Tenure

Choose repayment options up to 90 days to suit your cash flow and convenience.

Safe, Compliant & Certified

Safe, Compliant & Certified

We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.

100% Digital Process

100% Digital Process

Easily apply from your phone or laptop - no branch visits or document prints required.

Flexible Loan Amount

Flexible Loan Amount

From INR 5,000 to INR 5,00,000, borrow as per your requirement

Disbursal Within 30 Minutes

Disbursal Within 30 Minutes

Once approved, funds are transferred to your bank account in 15-30 minutes

Flexible Tenure

Flexible Tenure

Choose repayment options up to 90 days to suit your cash flow and convenience.

Safe, Compliant & Certified

Safe, Compliant & Certified

We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.

100% Digital Process

100% Digital Process

Easily apply from your phone or laptop - no branch visits or document prints required.

Flexible Loan Amount

Flexible Loan Amount

From INR 5,000 to INR 5,00,000, borrow as per your requirement

Disbursal Within 30 Minutes

Disbursal Within 30 Minutes

Once approved, funds are transferred to your bank account in 15-30 minutes

Flexible Tenure

Flexible Tenure

Choose repayment options up to 90 days to suit your cash flow and convenience.

Safe, Compliant & Certified

Safe, Compliant & Certified

We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.

100% Digital Process

100% Digital Process

Easily apply from your phone or laptop - no branch visits or document prints required.

Flexible Loan Amount

Flexible Loan Amount

From INR 5,000 to INR 5,00,000, borrow as per your requirement

Disbursal Within 30 Minutes

Disbursal Within 30 Minutes

Once approved, funds are transferred to your bank account in 15-30 minutes

Flexible Tenure

Flexible Tenure

Choose repayment options up to 90 days to suit your cash flow and convenience.

Safe, Compliant & Certified

Safe, Compliant & Certified

We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.

100% Digital Process

100% Digital Process

Easily apply from your phone or laptop - no branch visits or document prints required.

Flexible Loan Amount

Flexible Loan Amount

From INR 5,000 to INR 5,00,000, borrow as per your requirement

Apply for Instant Personal Loans Online with CreditMitra

Step 1

Enter Basic Details

Fill in basic details to get started; it takes less than a minute.

Check Your Eligibility

In seconds, we'll evaluate your profile and show your loan amount.

Get approved

Receive instant approval based on your profile and credit score.

Receive funds

Receive funds directly to your bank account.

Eligibility Criteria for Personal Loan

To apply for a personal loan with CreditMitra, you must:

Age

Age

Be between 21 and 55 years of age

Income

Income

Have a monthly income of ₹25,000 or more

Credit Score

Credit Score

A fair score of 650 or above is preferred

Salaried Individual

Salaried Individual

Be a salaried individual

Indian citizen

Indian citizen

Be an Indian citizen

Types of Personal Loans

No matter what you need a loan for, we've got you covered. Explore the different types of personal loans you can apply for with CreditMitra.

Wedding Loan

Wedding Loan

Easy financing for all wedding expenses with a wedding loan

Travel Loan

Travel Loan

Discover the world now and pay back with flexible EMIs

Medical Loan

Medical Loan

Unexpected medical costs covered with medical loan

Emergency Loan

Emergency Loan

Quick cash support for challenges in life

Education Loan

Education Loan

Support your or your child's educational goals

Home Renovation Loan

Home Renovation Loan

Streamline your home renovation with easy financing

Agriculture Loan

Agriculture Loan

Meet your farming needs with accessible personal loan

Vehicle Loan

Vehicle Loan

Financing your dream car or bike has never been easier

Personal Loan EMI Calculator

Loan Amount (₹)
₹2,00,00,000
₹5,000
₹2,00,00,000
Interest Rate (% per annum)
10.5
8%
30%
Loan Tenure (Years)
10
01 Year
30 Years
₹2,69,870
Monthly EMI
₹3,23,84,399
Total Amount Payable
₹1,23,84,399
Total Interest

EMI Breakdown

Principal Amount
₹2,00,00,000
Total Interest
₹1,23,84,399
Total Amount
₹3,23,84,399

What our customers say about us

 Ayesha Khan
Quote

The process was smooth, and I received the funds without any delays. I needed urgent funds for a medical emergency, and CreditMitra approved my loan within minutes.

Ayesha Khan

Delhi
Imran Qureshi
Quote

CreditMitra made the whole loan process simple and trustworthy, with no hidden charges and everything explained up front.

Imran Qureshi

Pune
Meera Iyer
Quote

I was delighted with how easy it was to apply for a personal loan. The app led me step-by-step, and the support team answered all my questions promptly.

Meera Iyer

Hyderabad
Karan Bansal
Quote

As a result of CreditMitra, I was able to choose a repayment plan that matched my budget, giving me more flexibility and improving my ability to manage my monthly expenses.

Karan Bansal

Bengaluru
 Ayesha Khan
Quote

The process was smooth, and I received the funds without any delays. I needed urgent funds for a medical emergency, and CreditMitra approved my loan within minutes.

Ayesha Khan

Delhi
Imran Qureshi
Quote

CreditMitra made the whole loan process simple and trustworthy, with no hidden charges and everything explained up front.

Imran Qureshi

Pune
Meera Iyer
Quote

I was delighted with how easy it was to apply for a personal loan. The app led me step-by-step, and the support team answered all my questions promptly.

Meera Iyer

Hyderabad
Karan Bansal
Quote

As a result of CreditMitra, I was able to choose a repayment plan that matched my budget, giving me more flexibility and improving my ability to manage my monthly expenses.

Karan Bansal

Bengaluru

Frequently Asked Questions

Coming Soon!

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